In order to combat student insecurity, the government and the Crous have set up a panel ofspecific and exceptional aid. This assistance can take several forms, amount and nature. You can benefit from support with housing, transport or for your daily life procedures such as the passage of the driver's license.
Housing assistance: In 2023, multiple subsidies are available to tenants in precarious situations to cope with rising energy prices.
The main energy-related aid is called the energy check. This is... To check if you are eligible, go to the government website.
Online housing assistance directories also include grants to facilitate professional integration: assistance with rent, the purchase of a vehicle, spare parts or tires, passing the highway code test, and more.
Beware of scams and fraud! As a reminder, when applying for a housing grant, you will never be asked to pay a tax by bank card or bank transfer.
If you encounter a problem with your credit card following a payment on a payment terminal, go to the government platform Perceval to find out what to do.
Student mutual health assistance: Student health insurance plays a key role in ensuring optimal coverage of medical costs, which are often insufficiently covered by Social Security.
Although membership is not mandatory for students, it is still highly recommended. Indeed, Social Security only reimburses a portion of living expenses, leaving students to bear sometimes very high costs, such as dental care, eye care, or hospitalization.
Aid for financing a driving license:
For young people and students, obtaining a driver's license is often a necessary step toward independence and employment. However, the cost of driving school training and registering for theoretical and practical exams can be a barrier. Fortunately, several programs exist to ease this financial burden. Among the national aid programs, the €1 per day permit allows 15-25 year olds to benefit from a zero-interest loan to finance their driving license training. This loan is repayable at a rate of €30 per month. Adult apprentices can apply for a flat-rate aid of €500, awarded by their Apprentice Training Center (CFA). Local authorities also offer specific aid. For example, some municipalities offer a driving license scholarship in exchange for a voluntary activity of collective interest. This aid is particularly aimed at young people from modest backgrounds who do not have the personal or family resources to finance their preparation for their driving license. Finally, for those considering the purchase of a clean vehicle, the ecological bonus can help reduce the price of a new or used electric car. The amount of aid reaches up to €5 for the purchase of a new or used electric car. Today, the sale of electric vehicles has become more widespread and even the most reluctant brands offer their models in electric versions, such as the Mercedes A-Class, which has become the CLA in a low-pollution version: for more information, it's hereBy combining these aids, it is possible to significantly reduce the costs associated with obtaining a driving license and purchasing a vehicle. To identify the aids available according to your profile and your place of residence, the platform https://www.service-public.fr/particuliers/vosdroits/R67946 lists national and local systems.
Other student aid: Universal Complementary Health Coverage (CMU-C) is a form of assistance that provides easier access to supplementary health insurance for people with modest resources. This free coverage covers expenses not reimbursed by Social Security, such as medical consultations, dental care, glasses, and hospitalization costs. To qualify, you must reside in France and meet specific income limits. For example, for a single person, annual resources must not exceed €9 (715 ceiling). For students and young workers on low incomes, CMU-C provides essential protection against unexpected health costs, ensuring optimal access to care. In 2024, nearly 2023 million people benefited from CMU-C in France. If you are not eligible for this assistance, there are alternatives such as student mutual insurance companies, offered by specialized organizations such as the SMENO, which offer solutions adapted to the health needs of students.
By subscribing to student health insurance, it is possible to significantly reduce these unforeseen costs by supplementing reimbursements.
At Smeno, we support you in this process to offer you coverage adapted to your needs. Student health insurance generally covers several essential areas:
Medical consultations: general practitioners and specialists, in addition to health insurance reimbursements.
Dental care: including routine care, prosthetics and orthodontics, often poorly reimbursed.
Optics: glasses, lenses and frames, which can represent significant expenses.
Hospitalization: accommodation costs, hospital package or private room.
Some mutual insurance companies also offer additional guarantees to meet the specific needs of young people, such as coverage for alternative medicine (osteopathy, acupuncture) or psychological support.
Taking out student health insurance means planning for unexpected expenses and benefiting from a rate tailored to your student budget. This allows you to focus on your studies without worrying about high costs in the event of a health problem.
